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News & Press: Member News

CEO Update | November 2013

Monday, November 11, 2013   (0 Comments)
Posted by: Rick Murray, Chief Executive Officer
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Health Insurance for ASBA Members and their employees
Like the rest of us, you are probably finding the healthcare scene confusing and frustrating.  Many have received cancellation notices or increases of as much as double and triple your previous year's premiums.  Even ASBA's own Cigna program for members has been cancelled because it did not comply with the new Affordable Care Act requirements.  The good news is that we were aware of the impending changes several months ago and began searching for a suitable replacement health plan for our member businesses, their families and their employees.  

Meritus Health Partners is a home-grown, non-profit, cooperative health insurance company based in Tempe, Arizona.  They have put together a health plan specifically for small business in Arizona.  The Arizona Small Business Association has partnered with Meritus and will be offering a robust health insurance plan tailored to fit businesses of any size.  The doctor network is the largest in the state and the plans vary in degree of coverage.  Additionally, your employees can take advantage of the plan even if you don't offer health insurance through your company.  Just pass this information on to them, and we will take it from there.

ASBA is here to help you navigate the confusing waters of the Affordable Care Act.
Carol Mangen, ASBA's Insurance Specialist, will be more than happy to speak with you, your employees or your broker about designing a plan.  Contact us by visiting our insurance page, calling 602-306-4000 or emailing

Healthcare Insurance, How to Enroll
ASBA will be holding several meetings over the next few months to help you understand the new healthcare laws and help you get you, your family and or employees enrolled.  Join us at the ASBA offices at 4600 E. Washington, Suite 340, Phoenix at the following dates and times:

November 18 from 8:30-10:30 or 3:00-5:00
December 5 from 8:30-10:30 or 1:00-2:30

Click Here to Register.

State by State Comparison of Rates
If there is a silver lining for Arizona and the Affordable Care Act, Arizonans have the lowest rates west of the Mississippi and the 3rd lowest overall in the entire country.   The numbers look very different depending on where you live and what type of plan you buy. For the second lowest Silver plan, the average premium ranges from $192 per month in Minnesota to $516 per month in Wyoming.   Across all states, the weighted average for the second lowest Silver plan is $328 per month. For Arizona, the average rate will be $250.  The numbers in three states (Kentucky, Massachusetts and Hawaii) have yet to released. Below is a more detailed state-by-state cost comparison.

Each state uses a similar "age curve" to determine how much more older consumers pay. In most cases, a 60-year-old would pay rates that are roughly three times higher than what the 27-year-old would pay.

State by State Rates

BCA Networking Event   
Business Clubs America (BCA) is hosting a great networking event and lunch on Wednesday, November 20 at Grand Canyon University.   ASBA members and business owners are invited to attend for free to hear Karen Russo speak on Grow your Wealth, Grow Yourself.   It's held in the basketball arena at GCU and will be filled with decision makers from other businesses across the valley.  Click here to learn more about it.


ASBA Holiday MixerASBA Holiday Mixer
ASBA Holiday Mixer Mark your calendar for December 10th for the ASBA Holiday Mixer.  Last year more than 500 people attended to celebrate the season.  This year's event will be held at The Venue in Scottsdale, a great setting for mixing and mingling.  Click here to RSVP. ASBA Annual Meeting

ASBA Annual Meeting
Annual Meeting 2014
Attend the 2014 ASBA Annual Meeting to reconnect, reengage and learn about key initiatives to help you grow your business and get the most of your membership.  On Thursday, January 9, 2014, I will outline the priorities and economic landscape for Arizona and ASBA member businesses.  You can also meet ASBA key partners that will be there to help you save money on many of the products and services you are currently using.    This is another key networking opportunity, but space is limited so please RSVP by clicking here or call 602-306-400.

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In Business Magazine

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Low and Johnson Inc.

We understand the insurance needs of locally-owned businesses because we're one, too. As an ASBA member backed by CNA, we're dedicated to helping small businesses like yours safeguard all you've worked so hard to build.



ASBA 101


Date: Held monthly
Time: Click to check times
Location: Phoenix or Tucson


ASBA Speed Networking


Date: Every 2nd Tuesday of the Month
Time: 3:00 PM - 4:30 PM
Location: Phoenix or Tucson

You're important to us and we want to help protect you

Mutual of Omaha

Protecting you and your family through the use of insurance products. Purchase an insurance policy with lower premiums and/or enhanced benefits not available to the general public.


Have questions on small business and health insurance?

Health Insurance

Get the latest on individual, sole proprietor, or group plans related to small business. We can help you find the right plan for you, and your employees. Click to learn more!


CopperPoint Insurance Companies

CopperPoint Mutual

CopperPoint Insurance is Arizona's premiere provider of workers compensation insurance. We've been providing coverage and advocating for Arizona businesses, small and large, throughout the state since 1925.


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