Print Page   |   Your Cart   |   Sign In
News & Press: Arizona Business News Updates

health :: voluntary worksite marketing

Tuesday, August 3, 2010   (0 Comments)
Posted by: Whitney Fletcher
Share |

voluntary worksite marketing

Provided by: Chad P. Schneider, AFLAC and Steve Holgerson, asbb Benefits Director

Voluntary worksite marketing has been around for quite some time but due to economic factors and the state of insurance, the need has never been more prevalent. Employers throughout the country are looking for cost effective ways to increase their benefits packages at no cost to the company while their employees are looking for affordable insurance options to help secure and ensure their financial future. The whole concept of voluntary worksite marketing provides and affordable opportunity for employees to have more favorable underwriting conditions than through traditional models.

Employers are able to make voluntary/supplemental insurance policies available to their employees which helps attract new employees and retain existing employees. Employees control their decision to purchase the coverage and typically pay 100% of the premium. Insurance carriers that offer these types of products will offer a substantial discount on the premiums by going through payroll deduction as well as little to no underwriting questions. These premiums can typically be offered on a pre-tax basis which will help save money to both the employer and the employee. Employees will have the ability to choose from specialized products, dependent coverage and convenient payment methods.

The important thing to remember when looking at the voluntary coverage is that these products do not replace any existing coverage and are there to compliment your current benefits package. In the event that your company does not have a benefits package in place, these types of coverage can still be offered to your employees allowing them options that they did not have before.

In addition to having a wide variety of insurance products to choose from, most voluntary carriers will have a number of services that they can also provide to help your company cut costs and reduce administration. Services such as flexible spending accounts, cafeteria plans, COBRA administration, benefit statements, consolidated billing, retirement plan services, and wellness programs are available to bring more value to your business. By offering at least one voluntary product to the employees of your company, these services can be offered at little to no cost to your company and help save money for your bottom line.

When it comes to insurance in today’s marketplace, employees like to have the guidance of a licensed insurance professional to help them through the maze of options that are best for their needs. There are so many options available in the market today and ASBA can help assist you in finding the best option available for your company. Aflac has setup an affinity program through ASBA to provide these benefits at a discounted rate to members and member companies. For more information go to: and

Get $5k-$20 in Free Marketing: Make 2016 Your Year for Success!

In Business Magazine

Use In Business Magazine as a tool to reach your customers for 2016. Through Print, Online, Social Media, Email & Events, you can realize an additional $5k to $20k in free advertising with In Business Magazine over 2016.


Small is the New Black


What's trending for 2016? Small Business! This year, resolve to support our local economy by "Thinking Small" at least one time each week! Need help finding a small biz? Visit! #ThinkSmallBiz


Allowing you to concentrate on what's really important.

Low and Johnson Inc.

We understand the insurance needs of locally-owned businesses because we're one, too. As an ASBA member backed by CNA, we're dedicated to helping small businesses like yours safeguard all you've worked so hard to build.



ASBA 101


Date: Held monthly
Time: Click to check times
Location: Phoenix or Tucson


ASBA Speed Networking


Date: Every 2nd Tuesday of the Month
Time: 3:00 PM - 4:30 PM
Location: Phoenix or Tucson

You're important to us and we want to help protect you

Mutual of Omaha

Protecting you and your family through the use of insurance products. Purchase an insurance policy with lower premiums and/or enhanced benefits not available to the general public.


Have questions on small business and health insurance?

Health Insurance

Get the latest on individual, sole proprietor, or group plans related to small business. We can help you find the right plan for you, and your employees. Click to learn more!


CopperPoint Insurance Companies

CopperPoint Mutual

CopperPoint Insurance is Arizona's premiere provider of workers compensation insurance. We've been providing coverage and advocating for Arizona businesses, small and large, throughout the state since 1925.


Association Management Software Powered by YourMembership  ::  Legal