Print Page   |   Your Cart   |   Sign In
Healthcare & Insurance
Group HomeGroup Home Blog Home Group Blogs
Search all posts for:   

 

View all (80) posts »
 

How Dental Coverage Changes When You Get Married

Posted By Kristi DeWitt-Quintero, Delta Dental of AZ, Monday, June 4, 2018

June can be a great time to schedule a wedding. That means it’s also a good time to learn what can happen to your dental benefits when you get married.

 

When it comes to your dental coverage, marriage is considered a “qualifying life event.” After a qualifying life event, you can make changes to your dental plan within a specified amount of time. If your change isn’t requested in time, you may have to wait for open enrollment – the window of time when you can make changes to your dental coverage.1 Check your dental coverage to see when the adjustment will take effect.

In the period during which you can make a change, you have a couple options. You can choose to keep your coverage as is, become a dependent under your spouse’s plan or make your spouse a dependent under your plan. If one party does become a dependent, they have the option to keep their current coverage or discontinue it. If you choose to be covered under both plans, you have what is known as “dual coverage.” The plan that covered you originally is the primary plan and the plan that covers you as a dependent is the secondary. The primary plan will pay its portion first and the secondary plan will act as a supplement.

Depending on what you choose, you may need to make a coverage update.
For coverage obtained through employers, HR departments of both parties will need to make the requested change and update you and your spouse’s personal information. If you don’t receive coverage through an employer, you can reach out directly to your dental plan provider.

In the case that you decide not to switch your dental plan but change your last name, you will still need to contact your HR department or benefits provider to update your information. When updates have been made, you may want to request a new insurance card for your next appointment.

By knowing your options ahead of time, you can take some stress off your plate as you prepare for the big day.

 

Interested in learning more about ASBA's exclusive dental and vision plans for members? Contact Ashley Vizzerra for a quote today!

 

WANT MORE ORAL HEALTH TIPS AND NEWS?

Visit the Delta Dental of Arizona Blog

 

SOURCES

1http://fortune.com/2017/11/01/obamacare-open-enrollment-questions-answers/

Tags:  benefits  Delta Dental  dental insurance  dentist  insurance 

Share |
Permalink | Comments (0)
 

Affordable Dental Plans for ASBA Members

Delta Dental of Arizona

2 employees? No problem! We’ve got a dental plan to meet your needs & budget. Click to learn more!

LEARN MORE

Join ASBA

ASBA

ASBA is the most powerful resource for your business in Arizona. We ensure the tools we offer are valuable and support the growth, education and connections necessary for today’s top business minds.

LEARN MORE

Enterprise Bank & Trust

ASBA

Enterprise was founded on the idea of serving the lifetime financial needs of privately held businesses.Today, we continue to empower privately held businesses and also help families to secure their financial futures.

LEARN MORE

RSVP

Coffee Connect with ASBA

REGISTER

Date: Held monthly
Time: Click for times based on location

RSVP

ASBA Speed Networking

REGISTER

Date: Held monthly
Time: Click for times based on location

Have Questions on Health Insurance?

Health Insurance

Do you have questions on plans for Individual, sole proprietor, or group? We can get the answers needed to make sure you find the right plan for you and your employees.

LEARN MORE

Investment Partner Program

CopperPoint

ASBA’s investment partner program delivers your brand throughout Arizona. Share insights, connect with small business and highlight your company’s involvement with the association. Contact Jodi Towns to get started.

LEARN MORE

Speakers Forum

Speakers Form

We are looking for dynamic speakers to present inspiring content at our events. If you or someone you know is experienced capturing a crowd and delivering insightful topics we invite you to apply today.

APPLY TODAY

Association Management Software Powered by YourMembership  ::  Legal